CUE

Your money,
finally watched.

Cue is the financial agent that runs in the background of your life. It sees every account, every transaction, every commitment. It tells you only what matters.

Connect your accounts See it in action

Bank-grade encryption. Read-only access. We never sell your data.

Connects to your bank, brokerage, retirement, and credit cards
Categorizes every transaction in your last 12 months
Flags duplicate charges, fee drag, unused subscriptions
Answers hard money questions with your real numbers

Cue · Home

Synced 14s ago

Net worth

+$0 this month30d

Live nudges1 / 3

OpportunityNOW

You’re bleeding $84/mo on subscriptions you forgot about.

Notion team (3 empty seats), Adobe CC (opened once in 90 days), a Substack from your ex. Cancel all three: $1,008 a year back. Cue drafted the cancellation links.

DecisionNOW

Lisbon in October — you can swing it without touching savings.

$2,140 for flights + Airbnb fits inside your travel envelope if you skip the Coachella weekend-2 upgrade. Your $8K emergency fund stays untouched. Want Cue to lock dates and watch fares?

AlertNOW

DoorDash hit $312 last week — 2.4× your normal.

11 orders, mostly post-10pm. At this pace it’s $1,620 a year. Not judging — just flagging. Want Cue to nudge you next time you open the app after midnight?

THE 90-SECOND TRUTH

Connect once. See your last twelve months. In 90 seconds.

Connect

ConnectingHDFC Bank…

Reveal

Cue rebuilds your last 12 months — every category, every recurring drain, every subscription you forgot.

Housing

Food

Subs

Travel

Decide

Ask Cue anything. Get an answer grounded in your real numbers, not generic advice.

“Cash or finance for the new car?”

Finance ₹6L at 9.2%. Keep ₹8L in your 12.4% index SIP.

YOUR LAST 12 MONTHS

Where it actually went.

APR 2025 — APR 20263 SURPRISES

Housing

$28,400

Food & Dining

$14,820Up 38% vs last year

Subscriptions

$4,98023 active — 9 unused

Transport

$6,240

Travel

$11,200

Healthcare

$7,620Reimbursable: $1,140

Investments

$38,400

FOUR PILLARS

Sync. Watch. Nudge. Decide.

The whole product runs on four loops. Each one is the floor for the next.

Sync

Every account, every asset, in one place.

Cue connects to your banks, credit cards, mutual funds, brokers, retirement accounts, and physical assets. Everything reconciled into a single living net worth. Read-only, encrypted, revocable.

HDFC BankLIVE

ZerodhaLIVE

VisaLIVE

NPSLIVE

Watch

Continuous, quiet, vigilant.

Cue runs continuously in the background. It spots anomalies, flags duplicate charges, catches wasted subscriptions, and watches for the moments when something needs your attention.

24H · ALL QUIET1 ANOMALY

Nudge

Interrupts you only when it matters.

You won't get a notification because your bank balance changed. You'll get one because Cue caught a wrong charge, found $340 in unused subscriptions, or saved you from a costly decision. Quiet by default. Loud when it counts.

$48 charged twiceNOW

Salary in — split routed11:03

Decide

A senior advisor in your pocket, always.

Should you finance the car or pay cash? Switch funds? Prepay your mortgage or invest? Cue reasons over your real numbers — not generic advice — and gives you a real recommendation, with the math.

“Prepay or invest?”

PrepayInvest +$84K

A DAY WITH CUE

One Tuesday. Five quiet interruptions. Each one earned.

8:14 AM

Klarna autopays $186 on Friday — your checking will dip below $200.

Cover it from the high-yield account or pay it off now and skip the next instalment. Either way, set it before Thursday so the auto-charge doesn't bounce.

Pay it off nowMove from savingsLet it ride

11:03 AM

Paycheck hit — $4,820 after tax.

Per the rule you set, Cue is routing $400 to your house-fund SIP, $300 to the brokerage, and leaving $4,120 in spending. Confirm or tweak?

ConfirmTweak this month

2:47 PM

“Can I quit and freelance for 6 months?”

Cue runs your real burn ($3,840/mo), your runway ($26K liquid), expected freelance gross ($6.5K/mo at your last 3 contract rates), and quarterly tax. Answer: Yes — with a 4-month cushion if your first invoice clears in 30 days. Need to land your first gig before week 8.

Show full reasoningSave this analysis

6:21 PM

Coachella weekend-1 + flights to Lisbon = your full Q4 travel envelope.

Booking both means zero buffer for the December trip home. Want Cue to nudge your friends about an Airbnb split, or pick one?

Nudge the group chatPick oneI'll cover it

SUN 9:00 AM

Your week in three lines.

Net worth +$1,140. DoorDash spend back to baseline. The Notion-team subscription you cancelled saved you $24 already this month. 3-minute read.

Open digest

8:14 AM

Annual fee drag — current vs alternatives

GTH Growth Fund (current)

$5,520/yr

Vector Total Market

$540/yr

Meridian Index 500

$480/yr

Lyra Broad Equity

$600/yr

11:03 AM

Salary in+$9,400.00

Reserve $1,200Index $2,400Spending $5,800

2:47 PM

5-year projected net worth

Stay +$680KTake it +$1.02M

WHAT CUE SEES

Plugged into the rails your money runs on.

Direct, real-time bank links. Read-only by design. The same regulatory-grade infrastructure that powers your bank’s own apps.

BANKS

HDFC BankICICI BankSBIAxis BankKotakIndusIndChaseBank of AmericaWells FargoCitiHSBCBarclays

BROKERS & INVESTMENTS

ZerodhaGrowwUpstoxICICI DirectHDFC SecuritiesVanguardFidelitySchwabRobinhoodWealthfront

MUTUAL FUNDS & AMCS

CAMSKFintechZerodha CoinET MoneyBlackRockT. Rowe Price

CARDS

RuPayVisaMastercardAmerican ExpressDiners ClubDiscover

RETIREMENT

EPFNPSPPF40401(k)IRIRAISISA

Cue uses regulatory-grade open banking infrastructure — the RBI’s Account Aggregator network in India, Plaid and Finicity in the United States, and the FCA’s Open Banking framework in the United Kingdom. Read-only access. Encrypted. You can revoke any connection in one tap.

For anything Cue can’t see directly — physical gold, real estate, private holdings, foreign accounts — add it once. Daily price feeds keep your full net worth current.

THE DECISION AGENT

The questions you’ve been carrying.

Cue takes the questions you’ve been Googling for years and gives you an answer with the math, in your numbers.

“Can I quit my job and freelance for 6 months?”

Yes — with breathing room. Your real burn is $3,840/mo and you have $26Kliquid. At your last three contract rates that’s $6.5K/mo gross. Land your first gig by week 8 and you clear it with a 4-month cushion.

“Am I bleeding money on AI tools and SaaS subs?”

Yes. $214/mo across 9 active tools. ChatGPT Plus and Cursor are load-bearing — you used them 38 days last month. The other seven (Notion team, Adobe CC, Linear, Figma personal, two Substacks, Spotify duo) you touched twice. Trim the seven: $1,560/yr back.

“Coachella + Lisbon + new MacBook — what’s the damage?”

Doable, with one swap. All three lands at $5,840 against your $4,200 Q3 discretionary cap. Skip the GA → VIP upgrade ($840), finance the MacBook over 12 mo at 0% on Apple Card, and Lisbon stays a yes. Emergency fund untouched.

A QUIET WORD FROM THE FOUNDER

I’m building Cue because every tool I tried left me with the same feeling: I’d opened five apps to look at my money and still didn’t know what was actually happening with it.

A bank app, a credit card app, a brokerage app, a retirement portal, a spreadsheet I never updated. Each shows a slice. None of them tells the truth.

So I built the agent I wanted. It sees everything. It works while I sleep. It surfaces only what matters. The rest of the time, it stays quiet — which, honestly, is the part I love the most.

If that’s the agent you’ve been looking for too — connect your accounts, let Cue show you your last twelve months, and decide for yourself.

— Krish Parekh, founder

PRICING

Three plans. One CTA.

Starter

Free, forever.

Connect one account
12-month financial reveal
Net worth dashboard (basic)
10 questions to Cue per month
Weekly summary
Subscription detector (passive)

Start with Starter

Pro

For everyone who wants Cue working in the background.

$9/mo

Everything in Starter
Unlimited questions to Cue
The Decision agent (cash vs. finance, buy vs. rent, prepay vs. invest)
Auto-actions — drafts dispute emails, cancellations, refund follow-ups
Real-time bank sync
Shared mode (link a partner, roommate, or your parents — granular permissions)
Daily nudges across email, WhatsApp, iMessage

Start with Pro

Wealth

For everyone running real wealth, not just a budget.

$29/mo

Everything in Pro
Tax filing assistant (end-to-end prep from your real data)
Investment optimization & tax-loss harvesting
Goal modeling (“I want a house in 2030 — am I on track?”)
Foreign accounts and cross-border tax
Real-estate tracking with annual revaluation
Quarterly conversation with a human advisor

Start with Wealth

Pricing in INR also available — Starter free, Pro ₹399/month, Wealth ₹999/month — and in GBP and AED at parity to local purchasing power.

TRUST

The vault is the product.

Read-only, always.

Cue can see your accounts. It can never move money. The architecture makes it impossible — even by accident.

Encrypted, end-to-end.

Your financial data is encrypted at rest and in transit. Keys are per-account, isolated, rotatable. Even Cue's engineers cannot read your raw statements.

Yours, forever.

Export everything Cue knows about you, anytime, in plain CSV / JSON. Delete your account and we delete your data, completely, within 24 hours. No retention. No “anonymized analytics.” No exceptions.

SOC 2in progress

DPDPAcompliant

ISO 27001in progress

GDPRcompliant

FAQ

Eight quiet answers.

For the rest, write to hello@cue.money. A human reads every message.

No. Cue is read-only by design. The architecture guarantees it — Cue holds no credentials capable of initiating a transfer, full stop.

Starter is free, forever. Pro is $9 per month. Wealth is $29 per month. Cancel anytime, with one click, no retention call.

The United States and India today. United Kingdom and UAE later in 2026. We expand only when the regulatory rails meet our bar for read-only consent and revocation.

Encrypted at rest and in transit, with per-account keys. Never sold. Read-only access. Delete anytime, with full data erasure within 24 hours.

For most people, yes — Cue's tax assistant prepares your filing and exports to your country's standard format. Wealth users get a quarterly human advisor session for the edge cases.

The Wealth tier supports foreign brokerage accounts and cross-border tax modeling, including FBAR-style disclosure helpers and treaty-aware withholding math.

Yes — Pro and Wealth both support shared mode. Link a partner, roommate splitting bills, or your parents. Permissions are granular: see-everything, see-summary, or see-nothing.

Cue's recommendations are advisory and always show the math behind them. You stay in the driver's seat. Disagree once, and the agent learns to weight that signal lower.

Your money,finally watched.